AI Photo Verification Disclaimer

This AI Photo Verification Disclaimer explains how [COMPANY LEGAL NAME] ("JobDeposit," "we," "us") uses automated vision models and photo integrity checks to evaluate milestone task photos on the JobDeposit Platform. It is part of our Terms of Service and supplements the Payment & Funds-Holding Terms, Dispute Resolution Policy, Acceptable Use Policy, and Privacy Policy.

1. How JobDeposit AI photo verification works

For each project milestone funded by a Homeowner's held deposit, the Contractor submits job-site photos for each checklist task. JobDeposit runs a multi-step automated verification pipeline:

• Vision model inspection: task photos, captions, and the agreed milestone scope and task requirements are evaluated by third-party multimodal AI vision models ([AI PROVIDERS, e.g., Google Gemini primary vision model with OpenAI vision fallback]) against a strict structured output schema (itemId, ok, retake, confidence, and plain-English note).
• Photo authenticity and metadata checks: where available from the capture flow, the Platform checks EXIF capture timestamps (flagging photos taken before project start), GPS coordinates against the project site location (flagging photos taken far from the job site), and perceptual image hashes (phash) to detect duplicate or reused photos.
• Confidence threshold and automatic human escalation: if every task passes (ok: true) with model confidence at or above our threshold (VISIONESCALATEBELOW, default 0.75), the milestone is approved and the milestone payment is cleared for release. If the AI model's confidence is below the threshold (< 0.75), the Platform never auto-releases funds; instead, the milestone is automatically escalated (escalate: true) for senior human review.

2. What AI photo verification does NOT do

AI photo verification is not a professional building inspection, municipal code-compliance inspection, structural or engineering assessment, appraisal, or warranty of workmanship. Specifically, automated review:

• Cannot see behind drywall, beneath tile or flooring underlayment, inside roofing membranes, or outside the camera frame;
• Cannot verify building permits, material grades, hidden fasteners, waterproofing integrity, load-bearing capacity, or electrical and plumbing safety; and
• Can produce false positives (approving incomplete or defective work) or false negatives (requesting retakes on satisfactory work due to lighting, angles, or image clarity).

3. Automated milestone payment releases and your right to human review

Under the Payment & Funds-Holding Terms, high-confidence AI approvals trigger automatic release of the scheduled milestone payment from the held deposit without requiring pre-approval from the Homeowner. Both Homeowners and Contractors have the right to request human review of any AI verification result:

• Contractors may retake flagged photos at any time or request human review if a valid photo is flagged.
• Homeowners receive notifications and plain-English AI summaries for every verified milestone and may file a dispute with their own photos under the Dispute Resolution Policy or request human review by contacting [SUPPORT EMAIL]. [ATTORNEY: confirm disclosures required under the Colorado AI Act, Utah Artificial Intelligence Policy Act, and FTC Act § 5.]

4. User responsibilities

Homeowners remain responsible for inspecting finished work in person and ensuring all municipal permit inspections are completed. Contractors must submit only genuine, current, unaltered photos taken at the actual job site in compliance with the Contractor Agreement and Acceptable Use Policy. Submitting false, staged, reused, or off-site images is a material breach that triggers milestone payment holds, transfer reversals/clawbacks, and account termination.

5. Privacy and AI model training restrictions

Photos, captions, and EXIF/GPS metadata are processed in accordance with our Privacy Policy. Where supported by our enterprise API agreements with [AI PROVIDERS, e.g., Google Gemini and OpenAI], we configure and contractually restrict providers from using customer job-site photos to train their general foundation models. [ATTORNEY: verify provider data-processing addenda.]

6. No reliance and limitation of liability

To the maximum extent permitted by law, JobDeposit disclaims all warranties regarding the accuracy or completeness of AI verification outputs and is not liable for construction defects, code violations, or losses arising from reliance on an AI inspection summary, except for our obligation to administer held deposits, milestone payments, and disputes as expressly set forth in the Payment & Funds-Holding Terms and Dispute Resolution Policy.