Deposit heldNot handed over before the work is proven.
Milestone payments for home renovation
Protection for homeowners. Fast payouts for contractors.
The deposit is held by our payment partner and released milestone by milestone, once photo proof passes inspection against the scope both sides agreed.
Payout timing depends on verification, possible human review, dispute holds, and payment-partner and bank processing. JobDeposit is in preview in supported service areas.
Tile and waterproofing passedChecklist photos matched the scope
Milestone 2 of 3 · sample project, not a real customer
Deposit held
Photo checklistEvery task needs its own picture from the job.
AI inspectionEach photo is checked against the agreed scope.
Fast payoutsVerified milestones pay the contractor's business bank.
How it works
Four steps from deposit to payday
1Fund the depositThe homeowner pays the project deposit up front. Funds are held by our payment partner, so the contractor can see the money is real before work starts.
2Build to milestonesThe agreed scope becomes milestones. Every checklist item needs its own photo proof.
3AI inspects the photosA vision check compares each photo to the scope, flags problems, and asks for a retake when a shot is unclear.
4Fast payoutWhen a milestone passes, funds release to the contractor's verified business bank account.
For homeowners
Peace of mind without policing the job site
- Your money does not go out before the work is proven
- A photo timeline and a plain-language summary for every milestone
- Dispute any release with your own photos — those funds stay held until it is settled
Milestone 2 · Rough plumbing
$8,200 held
AI: 2 of 3 items verified. The GFCI panel photo is blurry, so a retake was requested. This milestone has not been released.
Milestone unlocked
$4,500.00
Demolition verified. A fast payout is on the way to the approved business bank account.
For contractors
Know the money is there. Get paid fast.
- Funding is confirmed before you start
- Photo each checklist item from your phone
- Retake on the spot when inspection asks for a clearer shot
- Fast payouts when a milestone is verified
In the product
A milestone tracker, shown with sample data
Project
Guest bath · Kahului- Demolition3 of 3 photos verifiedPaid$4,500
- Rough plumbing2 of 3 photos · retake requestedIn review$8,200
- Tile and fixturesOpens after rough plumbingUpcoming$6,400
AI inspectionGFCI panel photo is blurry. Retake requested before this milestone can release.
Questions
Answered in plain language
Does the homeowner approve each payment?
No. You approve the milestone scope and tasks before funding. After that, a milestone is released when every task passes AI photo inspection. Low-confidence results go to a senior reviewer first. You get every photo and summary, and you can dispute a released milestone with your own photos.
What happens if I dispute?
Upload your own photos showing false images, incomplete work, or poor quality. That milestone's funds are held, or recovered from a pending payout, until the dispute is resolved.
Where is the money held?
Funds are held by our payment partner, a regulated payment processor, and pay out only to the contractor's verified, approved business bank account.
How fast do contractors get paid?
Fast payouts. Once a milestone is verified, the payout starts right away.
What can the AI catch?
Missing checklist items, photos that don't match the scope, blurry or unclear shots, and reused or mismatched images. It explains every flag in plain language.
Service area
Where projects can run
Authorized Service Jurisdictions
50 States & DC ServedJobDeposit provides milestone payments and verified contractor matching across 50 authorized jurisdictions. We do not operate in, provide services to, or onboard contractors from excluded areas (including outside our designated state registries or zip prefixes 900–961).
View all 50 active service states (AL through WY)
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TN · Tennessee
TX · Texas
UT · Utah
VT · Vermont
VA · Virginia
WA · Washington
WV · West Virginia
WI · Wisconsin
WY · Wyoming
Notice: Service is not available in excluded areas. Contractors attempting to onboard outside authorized jurisdictions will fail automated credential validation.
Start a milestone-protected project
Homeowners get the job they paid for. Contractors get paid. Everything is verified by AI photo inspection.