Built for trust, proven by AI, secured at every milestone
JobDeposit solves the biggest hazard in home remodeling: non-payment and unfinished work. Every milestone is backed by contractor vetting, automated AI vision checks, approved business bank releases, and encrypted data handling.
Contractor Credential Verification
Every contractor on JobDeposit must pass multi-point business and credential verification before receiving homeowner leads or entering milestone agreements.
Active State Trade Licensing
We verify license status and standing directly against state licensing registries across our authorized operating states.
Verified General Liability Insurance
Contractors submit active certificates of insurance ($1M+ coverage standard) protecting homeowners against property damage or accidents.
Federal EIN & Business Entity Check
We confirm legitimate corporate or LLC business standing with federal tax IDs (EINs) — to help screen out fly-by-night operators.
JobDeposit Trust Badge
Only contractors who pass all required credential and background screens display the verified trust badge on their profile and quotes.
Objective AI Photo Verification
Milestone releases are never subject to personal bias or arbitrary delay. Advanced AI vision inspects photo evidence directly against the agreed scope of work.
Gemini 3.8 Flash & gpt-6.1-terra Engine
High-speed multimodal AI analyzes construction photos in seconds, verifying checklist deliverables with strict JSON schema evaluation.
EXIF & GPS Timestamp Validation
Photos are checked for embedded timestamp, location, and device metadata to ensure shots are taken on-site during active project dates.
Perceptual-Hash Duplicate Detection
dHash perceptual matching flags recycled or stock photos, ensuring every upload represents unique, newly completed work on your home.
Senior Human Review Escalation
If AI confidence falls below strict certainty thresholds (0.85), uploads are automatically placed in an escalation queue for human review.
Approved Bank-Account Payouts
All project funds are held securely by regulated banking partners. Payouts are transferred exclusively to pre-approved business bank accounts.
Full Deposit Held Up Front
Homeowner funds the held deposit before demolition or framing begins, so contractors can see the money is committed before they start.
Commercial Business Bank Approval
Payouts are never sent to anonymous prepaid cards or unverified accounts. Contractors must link an approved commercial business checking account.
Milestone-by-Milestone Releases
Funds move only after milestone proof passes AI inspection. No lump-sum prepayments and no working for free.
Dispute & Clawback Protection
In the event of an unresolvable defect or scope disagreement, funds are instantly frozen while mediation reviews photo logs.
Data Security & Privacy
Your home details, project scope, photos, and payment information are guarded with strict encryption, audit logging, and privacy safeguards.
End-to-End Transport & At-Rest Encryption
All traffic uses TLS 1.3 in transit and AES-256 encryption at rest for documents, photo archives, and transaction logs.
Tenant Isolation & Role-Based Access
Project communications and photo archives are partitioned per job. Only designated homeowners, contractors, and authorized staff have access.
Immutable Photographic Audit Trail
Every milestone upload generates an immutable audit record with timestamps, AI inspection results, and release authorizations.
Zero Selling of Personal Data
We never monetize or sell homeowner contact information, addresses, or project photos to third-party ad brokers.
How money and proof move safely
Neither party is exposed to unilateral risk. Money is committed up front, verified before release, and paid out the same day.
Trust & security questions answered
Who holds the deposit funds while work is in progress?
Deposit funds are held safely with our regulated partner financial institutions. Funds are safeguarded in dedicated holding accounts and only released upon objective milestone verification.
What happens if a photo is blurry, dark, or cannot be verified?
Our AI immediately returns a clear, actionable retake request to the contractor detailing what was unclear (e.g. 'GFCI outlet not clearly visible' or 'low lighting'). Contractors can snap a replacement photo on site in seconds.
Can a homeowner withhold payment if they are having a bad day?
No. Release is tied to objective milestone completion and verified photo proof matching the agreed project checklist. This protects honest contractors from bad-faith payment stalling.
What if the contractor does poor quality work or damages the property?
Homeowners have full dispute rights. You can flag an issue and pause payment release before funds leave holding. Disputed milestones are frozen while mediation reviews the complete photo timeline.
How does JobDeposit verify contractor credentials?
During onboarding, contractors submit active trade license numbers, certificates of insurance, and business EIN documentation, which are verified against active state databases.
Experience remodeling with total peace of mind
Explore the interactive demo today in test mode — no live credit cards or financial risk required.