Held deposit → Milestones → AI-verified photos → Same-day payout
JobDeposit turns stressful remodel agreements into an automated, transparent payment workflow. Funds are held safely, work is split into verifiable milestones, AI checks every photo, and payouts release the moment the job is proven.
Four transparent steps from deposit to payday
Neither side takes unnecessary risk. Homeowners never prepay for unverified labor, and contractors never work wondering if the deposit actually exists.
Homeowner funds the held deposit
Before work starts, the homeowner funds the project deposit up front. Funds are held securely by our regulated payment partner — never handed over directly before work begins.
- Contractor can see the deposit is funded before work starts
- Homeowner capital remains protected in a held deposit account
- Reduces upfront payment risk for both sides
Job is broken into milestones & checklists
The remodel scope is divided into clear milestones (e.g. Demolition, Rough-In, Finishes), each with explicit checklist tasks requiring photo proof.
- Both parties agree to exact tasks, materials, and expectations up front
- Progress is tracked task-by-task with visual progress indicators
- Transparent timeline prevents scope creep and surprise add-on charges
Contractor snaps photos · AI inspects proof
As each task finishes, the contractor takes photos on site. Our AI vision inspection agent analyzes every image against the agreed scope in seconds.
- Checks image clarity, EXIF metadata, and task checklist criteria
- Instant feedback on site — prompt retake requests if a photo is blurry or missing
- Objective, unbiased verification with no subjective stalling
Payment released same day to approved bank account
Once all checklist items for a milestone pass AI inspection, funds release automatically (no separate homeowner sign-off; low-confidence results go to a JobDeposit senior reviewer first) and transfer directly to the contractor's approved business bank account.
- Contractors get paid the exact day the milestone is verified
- Homeowners receive complete photo documentation and milestone summaries
- Full dispute rights: homeowners can challenge any release with photos
Why the industry needs held deposits & AI verification
Traditional contracting relies on mistrust: high upfront cash deposits, delayed payments, and unverified claims. JobDeposit fixes the entire equation.
Security and reliability for both sides
Regulated partner funds
Deposits remain in secure custody with our payment processing partner. Neither party can run off with unearned funds.
Verified business accounts
Contractors undergo business, license, and insurance checks. Releases transfer only to approved business bank accounts.
Photo-backed dispute rights
Homeowners can challenge milestone releases by submitting photo evidence. Disputed funds are paused until prompt resolution.
Same-day payout speed
Contractors don't wait for mailing checks or billing delays. When work is AI-verified today, payment releases today.
Ready to see JobDeposit in action?
Explore the live demo experience as either a homeowner funding a project or a contractor completing milestones.